Junior Cash ISA
Save up to £9,000 per tax year and get an annual interest rate of 4.5%
Why choose the Junior Cash ISA?
As a tax-free savings account, the Junior Cash ISA ensures your child's money grows without taxation. With a
fixed
4.5% interest rate for the 2025-2026 tax year, this is a smart investment for their future.
Who's eligible?
This account is available for children under 18 residing in the United Kingdom. If your child is 16 or 17, they can take control and open their own Junior Cash ISA. For those 18 and above, parental responsibility allows you to open an account in your child's name.
How to get started:
1. Account Opening:
- Only registered contacts with parental responsibility can open a Junior Cash ISA for children under 16.
- The registered contact must reside at the same address as the child.
2. Identification and Documentation:
- Provide a valid passport or birth certificate for the child.
- Proof of identity and address for the registered contact is required.
3. Adding Funds:
- Anyone can make contributions, but the total amount deposited cannot exceed £9,000 in the 2025-2026 tax year.
Ready to open your Junior Cash ISA?
To complete the form, log into your online banking or the Plane Saver mobile app. If you're not a member yet, you can sign up by clicking 'Become a Member' below.
Terms and conditions: For detailed information about our Junior Cash ISA, please refer to the complete terms and conditions provided below. You can read the account Terms and Conditions HERE.
You can download the FSCS factsheet here.
